{"id":827,"date":"2013-05-02T13:49:27","date_gmt":"2013-05-02T08:19:27","guid":{"rendered":"http:\/\/shopnix.in\/blog\/?p=827"},"modified":"2014-09-03T13:15:51","modified_gmt":"2014-09-03T07:45:51","slug":"how-to-choose-payment-gateway-indian-merchant","status":"publish","type":"post","link":"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/","title":{"rendered":"How to choose a Payment Gateway if you are an Indian merchant?"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignleft\" style=\"margin-right: 20px;\" title=\"Choose Payment Gateway India\" src=\"https:\/\/i0.wp.com\/shopnix.in\/images\/shopping-cart-with-payment-services.png?resize=264%2C165\" alt=\"Payment services India\" width=\"264\" height=\"165\" data-recalc-dims=\"1\" \/>Indian E commerce websites like any other international or US e commerce website makes use of state\u00a0of the art and custom designed payment gateway system. The success of Jabong, Flipkart and many\u00a0more have written down a unique kind of success story. As per the statistics put forth by irctc.co.in\u00a0(the leading E-commerce site), there is on the average 2.5 million transactions which just fail. While an\u00a0E commerce business owner can come across several types of payment gateway system, what seems\u00a0to be thought carefully is the security issue.<\/p>\n<p>Besides the security concerns, other relevant points which\u00a0need due consideration while making the comparisons of payment gateways in India are:<\/p>\n<ul>\n<li><span style=\"line-height: 1.6em;\">Type of Fund and Cash Back Policies Offered<\/span><\/li>\n<li><span style=\"line-height: 1.6em;\">Total commissions offered<\/span><\/li>\n<li><span style=\"line-height: 1.6em;\">The type of integration<\/span><\/li>\n<li><span style=\"line-height: 1.6em;\">The type of online payment options available<\/span><\/li>\n<li><span style=\"line-height: 1.6em;\">Is the payment gateway system offering easy transaction for your customers or not?<\/span><\/li>\n<\/ul>\n<p>The online payment gateway giants which are working in India are ICICI Bank, CITI Bank, PAYU, CC\u00a0AVENUE, EBS, DirecPay, Transecute &amp; ZaakPay. On an average, the transaction cost of popular payment\u00a0gateway systems operating in India take around 4 to 7% on their transaction costs. Many individuals\u00a0prefer to go for the CC AVENUE as their means for executing the payment transactions. However many of the recent entrants like PayU are soon catching up to these capabilities.<\/p>\n<p>If we make a quick and basic comparison around, the IRCTC had approximately 53% of the transactions\u00a0through HDFC gateway completed successfully while ICICI gateway was easily able to execute 17% of\u00a0all the transactions completed on the IRCTC website. Taking the further look into the payment gateway\u00a0data, there are only a very few main banks \/ debit cards being used by customers. Take for example,\u00a08.10% of total net banking transactions shows the attempt by ICICI customers, and on the contrary, only\u00a00.32% of all transactions used by Bank of India customers<\/p>\n<p>Want to find out more about Indian Payment Gateways? Drop us a mail on our support ID &#8211; <a href=\"mailto:support@shopnix.in\">support@shopnix.in<\/a><\/p>\n<div style=\"text-align:center;background:beige;padding:10px;margin:20px 0px\">\n<h5>Create a cool &#038; featre rich online store in just ONE simple step with Shopnix. On sign-up you get a free eCommerce website with hosting, shopping cart, store manager, in-built marketing and everything you need to sell online. <\/p>\n<p>Try Free for 14 days<\/b><\/h5>\n<p><a href=\"http:\/\/shopnix.in\" style=\"background:#F4A321;color:white;padding:10px;border:2px solid #FFA500;box-shadow:1px 0px 1px rgba(255, 255, 255, 0.4) inset;border-radius:5px;font:20px\/20px 'Open Sans Condensed',Arial,sans-serif;text-shadow:1px 1px 0px rgba(0, 0, 0, 0.6);display: block;width: 280px;margin:20px auto;font-weight: bold;\">Create Your Free Store<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Indian E commerce websites like any other international or US e commerce website makes use<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to choose a Payment Gateway if you are an Indian merchant?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to choose a Payment Gateway if you are an Indian merchant?\" \/>\n<meta property=\"og:description\" content=\"Indian E commerce websites like any other international or US e commerce website makes use\" \/>\n<meta property=\"og:url\" content=\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/\" \/>\n<meta property=\"og:site_name\" content=\"Shopnix - eCommerce platform\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/shopnix\" \/>\n<meta property=\"article:published_time\" content=\"2013-05-02T08:19:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2014-09-03T07:45:51+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/shopnix.in\/images\/shopping-cart-with-payment-services.png\" \/>\n<meta name=\"author\" content=\"Shopnix Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@shopnixdotin\" \/>\n<meta name=\"twitter:site\" content=\"@shopnixdotin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shopnix Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/\"},\"author\":{\"name\":\"Shopnix Team\",\"@id\":\"https:\/\/shopnix.io\/blog\/#\/schema\/person\/b999cb6607f76926bea40cb8f5cd428f\"},\"headline\":\"How to choose a Payment Gateway if you are an Indian merchant?\",\"datePublished\":\"2013-05-02T08:19:27+00:00\",\"dateModified\":\"2014-09-03T07:45:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/\"},\"wordCount\":391,\"publisher\":{\"@id\":\"https:\/\/shopnix.io\/blog\/#organization\"},\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/\",\"url\":\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/\",\"name\":\"How to choose a Payment Gateway if you are an Indian merchant?\",\"isPartOf\":{\"@id\":\"https:\/\/shopnix.io\/blog\/#website\"},\"datePublished\":\"2013-05-02T08:19:27+00:00\",\"dateModified\":\"2014-09-03T07:45:51+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/shopnix.io\/blog\/how-to-choose-payment-gateway-indian-merchant\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/shopnix.io\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to choose a Payment Gateway if you are an Indian merchant?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/shopnix.io\/blog\/#website\",\"url\":\"https:\/\/shopnix.io\/blog\/\",\"name\":\"Shopnix - eCommerce platform\",\"description\":\"eCommerce website india training, Online store tips &amp; 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